Tag Archives: Payments

CAN I SELL MY HOUSE IF THE LOAN WASN’T REAFFIRMED IN A CHAPTER 7 BANKRUPTCY?

Question: Can I sell my house after the loan wasn’t reaffirmed in a Chapter 7 Bankruptcy? Question : Debtor filed Chapter 7 years ago. In looking to get pre-qualified for a new home loan I find out that my loan … Continue reading

Posted in Chapter 7, Discharge | Tagged , , , , , , , , , | Leave a comment

MORTGAGE PAYMENTS AFTER A CHAPTER 7 DISCHARGE

You filed bankruptcy and the lender is still wanting you to make payments.  If you filed a Chapter 7 bankruptcy, you are no longer liable if you fail to make payments on your mortgage payment. This does not mean that … Continue reading

Posted in Chapter 7, Debt Collectors, Discharge | Tagged , , , , | Leave a comment

MODIFYING PLAN PAYMENTS IN A CONFIRMED CHAPTER 13 CASE

A debtor has filed the Voluntary Petition in a Chapter 13 case in the District of South Carolina. The Chapter 13 Plan or Plan of Reorganization has, often after much work, been confirmed and now at a later time, the … Continue reading

Posted in Chapter 13 Bankruptcy, Chapter 13 Bankruptcy Plan | Tagged , | Leave a comment

CHAPTER 13 BANKRUPTCY AND MAKING THE PAYMENTS TO THE TRUSTEE

Once your chapter 13 plan is confirmed by the Bankruptcy Court Judge, your duties do not end. The payments that you must send to the Trustee each month actually have to be received by your Chapter 13 Trustee. All Chapter … Continue reading

Posted in Chapter 13 Bankruptcy | Tagged , , , | Leave a comment

WHY DOESN’T MY MORTGAGE COMPANY HELP ME MORE?

A common statement that I hear is that mortgage companies do not try to help work out a viable repayment plan. The borrower is able to make a substantial portion or all of the regular monthly payment. For reasons unknown … Continue reading

Posted in GENERAL INFORMATION | Tagged , , , , | Leave a comment