Tag Archives: harassment

CAN I SELL MY HOUSE IF THE LOAN WASN’T REAFFIRMED IN A CHAPTER 7 BANKRUPTCY?

Question: Can I sell my house after the loan wasn’t reaffirmed in a Chapter 7 Bankruptcy? Question : Debtor filed Chapter 7 years ago. In looking to get pre-qualified for a new home loan I find out that my loan … Continue reading

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CAN THE BANK GARNISH MY WAGES FOR THE DEFICIENCY AFTER THEY REPOSSESSED MY CAR AND SOLD IT FOR LESS THAN THE AMOUNT OWED?

The bank repossessed the car and now the bank is saying that they will garnish my wages to get their money. I bought my car with a warranty and after it caught fire the insurance company refused to pay. I … Continue reading

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CAPITAL ONE ADMITS WRONGDOING AND PAYS A LOT OF MONEY

Many people are calling for the abolition of the Consumer Financial Protection Bureau (CFPB) which was only recently formed. Why would an agency, charged with the protection of consumers and charged with deterring deceptive practices by lenders be opposed by … Continue reading

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ANNUITY AND RETIREMENT EXEMPTIONS UNDER SOUTH CAROLINA AND BANKRUPTCY LAW

There are numerous annuity and pension exemptions under South Carolina law that can also be used to protect your pension or annuity if you file a bankruptcy case.  What this means is that you are allowed to keep the money … Continue reading

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FIREMAN’S PENSION FUND PAYMENTS AND EXEMPTIONS UNDER SOUTH CAROLINA AND BANKRUPTCY LAW

Creditors and debt collectors will tell you anything if they think that you do not know better.  If you are eligible for or receiving a Fireman’s Pension Plan payment, the creditor or debt collector may demand that you send part … Continue reading

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ARE CRIME VICTIM AWARDS PROTECTED FROM CREDITOR OR DEBT COLLECTOR CLAIMS IN SOUTH CAROLINA?

South Carolina is sometimes considered to be a backward state when it comes to protecting you from creditor claims. One area that South Carolina has been a leader is the protection of Crime Victim Awards. This makes sense as a … Continue reading

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