Tag Archives: future

CAN I SELL MY HOUSE IF THE LOAN WASN’T REAFFIRMED IN A CHAPTER 7 BANKRUPTCY?

Question: Can I sell my house after the loan wasn’t reaffirmed in a Chapter 7 Bankruptcy? Question : Debtor filed Chapter 7 years ago. In looking to get pre-qualified for a new home loan I find out that my loan … Continue reading

Posted in Chapter 7, Discharge | Tagged , , , , , , , , , | Leave a comment

WHAT HAPPENS IF I DON’T FILE BANKRUPTCY, AM I STUCK WITH THE DEBT?

Question: What Happens If I Don’t File Bankruptcy, Am I Stuck with the Debt? Question Detail: My friend and I purchased a timeshare together. Our friendship apart, but he said he would pay the bill but couldn’t because he lost … Continue reading

Posted in Broke Emotionally & Financially, Filing Bankruptcy Issues, GENERAL INFORMATION, Making the Decision to do Something | Tagged , , , , , | Leave a comment

ANNUITY AND RETIREMENT EXEMPTIONS UNDER SOUTH CAROLINA AND BANKRUPTCY LAW

There are numerous annuity and pension exemptions under South Carolina law that can also be used to protect your pension or annuity if you file a bankruptcy case.  What this means is that you are allowed to keep the money … Continue reading

Posted in Debt Collectors, EXEMPTIONS | Tagged , , , , , , , , , | Leave a comment

FRATERNAL BENEFITS EXEMPTIONS UNDER SOUTH CAROLINA LAW

South Carolina law exempts Fraternal Benefit Association Benefits from claims from creditors who may claim that you have to use them to pay the creditor money that is owed to them.   Just because you have a benefit that is … Continue reading

Posted in EXEMPTIONS | Tagged , , , , , , , | Leave a comment

KEEPING YOUR BODILY INJURY AWARD IN SOUTH CAROLINA

A question that comes up when you have been seriously injured is what happens to your creditors?  Actually, I believe the true question is what can a creditor do to you if you are not able to pay your regular … Continue reading

Posted in EXEMPTIONS | Tagged , , , , | Leave a comment

PROTECTING YOUR WORKER’S COMPENSATION AWARD?

Many people are concerned that they may be required to turn over all or a portion of a worker’s compensation award to creditors.  If you live in South Carolina, your award is, in most situations, safe from a creditor claim. … Continue reading

Posted in EXEMPTIONS | Tagged , , , , , , , | Leave a comment