Tag Archives: debt collectors

CAN THE BANK GARNISH MY WAGES FOR THE DEFICIENCY AFTER THEY REPOSSESSED MY CAR AND SOLD IT FOR LESS THAN THE AMOUNT OWED?

The bank repossessed the car and now the bank is saying that they will garnish my wages to get their money. I bought my car with a warranty and after it caught fire the insurance company refused to pay. I … Continue reading

Posted in Debt Collectors | Tagged , , , , , , | Leave a comment

MORTGAGE PAYMENTS AFTER A CHAPTER 7 DISCHARGE

You filed bankruptcy and the lender is still wanting you to make payments.  If you filed a Chapter 7 bankruptcy, you are no longer liable if you fail to make payments on your mortgage payment. This does not mean that … Continue reading

Posted in Chapter 7, Debt Collectors, Discharge | Tagged , , , , | Leave a comment

CAPITAL ONE ADMITS WRONGDOING AND PAYS A LOT OF MONEY

Many people are calling for the abolition of the Consumer Financial Protection Bureau (CFPB) which was only recently formed. Why would an agency, charged with the protection of consumers and charged with deterring deceptive practices by lenders be opposed by … Continue reading

Posted in Debt Collectors, GENERAL INFORMATION | Tagged , , , , , | Leave a comment

ANNUITY AND RETIREMENT EXEMPTIONS UNDER SOUTH CAROLINA AND BANKRUPTCY LAW

There are numerous annuity and pension exemptions under South Carolina law that can also be used to protect your pension or annuity if you file a bankruptcy case.  What this means is that you are allowed to keep the money … Continue reading

Posted in Debt Collectors, EXEMPTIONS | Tagged , , , , , , , , , | Leave a comment

FRATERNAL BENEFITS EXEMPTIONS UNDER SOUTH CAROLINA LAW

South Carolina law exempts Fraternal Benefit Association Benefits from claims from creditors who may claim that you have to use them to pay the creditor money that is owed to them.   Just because you have a benefit that is … Continue reading

Posted in EXEMPTIONS | Tagged , , , , , , , | Leave a comment

FIREMAN’S PENSION FUND PAYMENTS AND EXEMPTIONS UNDER SOUTH CAROLINA AND BANKRUPTCY LAW

Creditors and debt collectors will tell you anything if they think that you do not know better.  If you are eligible for or receiving a Fireman’s Pension Plan payment, the creditor or debt collector may demand that you send part … Continue reading

Posted in EXEMPTIONS | Tagged , , , , , , , | Leave a comment