If you are trying to determine if it is possible to work out of financial difficulties, trying to reduce expenses and increase income are things that most people try. I hope that you, the readers, may provide some sources of additional income so that I can put together a list for that also.

No matter how how frugal you may be, sooner or later you will have to buy something. Clothes, shoes and other things simply wear out. Replacing things is many times, in our throw away society, more cost effective than having something repaired. In fact, many things are not made to be repaired or are put together in such a way that making repairs is very expensive.


There is a thriving business by thrift shops and similar businesses. Consignment shops abound where purchasing something that someone else no longer wants or can use are common. The problem with these places is you may not be able to find what you are looking for.


There are many on line sellers of many different types of goods and apparel. If you do not have access to a computer at home, the public library has free internet connections available for you to use. Many other agencies and groups have computers that also provide free computer acces.

When shopping on line, remember, if it sounds too good to be true, be very careful about purchasing through such a site or seller. What you receive may not be what you thought you were purchasing and some sites are careless with you information.

A few of the more common sites for on line shopping are:

PostandCourier. Com


Sometimes, you just need to see, touch and maybe even try on the merchandise before you purchase the item. Many times it is easier and more convenient to take back an item which you find is not what you wanted. This may happen because the item simply is the wrong size, is too big or the item just looks different when you get it home than what you saw in the store.

The following are brick and motar locations that you may be able to save some of those scarce dollars.

Banana Republic: 10% off (50+)
Bealls: 20% off first Tuesday of each month (50+)
Belks: 15% off first Tuesday of every month (55+)
Big Lots: 10% off
Bon-Ton Department Stores: 15% off on senior discount days (55+)
C.J. Banks: 10% off every Wednesday (60+)
Clarks: 10% off (62+)
Dress Barn: 10% off (55+)
Goodwill: 10% off one day a week (date varies by location)
Hallmark: 10% off one day a week (date varies by location)
Kmart: 20% off (50+)
Kohls: 15% off (60+)
Modells Sporting Goods: 10% off
Rite Aid: 10% off on Tuesdays & 10% off prescriptions
Ross Stores: 10% off every Tuesday (55+)
The Salvation Army Thrift Stores: up to 50% off (55+)
Stein Mart: 20% off red dot/clearance items first Monday of every month (55+)

Some of the businesses places that are listed above are not located in the Charleston, South Carolina area. I have listed those anyway as they may be located where you are in South Carolina or you may find them when you are traveling out of the state of South Carolina.

If you know of other places that provide discounts to seniors for retail and apparel purchases that did not make this list, please let me know and I will add them. If the information liste is no longer correct, please let me know so that I can remove that company from the list.

About Nathan Davis, Esquire

Born in Charleston, South Carolina, Nathan Davis has been practicing law for many years. Mr. Davis has a wide variety of experiences having practiced domestic relations, criminal law, social security law having also practiced collection law in the past. This knowledge is helpful when someone needs to restart their financial life. The practice is now primarily bankruptcy and debtor representation work, but, Mr. Davis continues to also practice real estate law, trusts and estates and a general litigation practice. I believe that the most important part of representation is trying to leave you better off when the case is finished than when you started. Although I will do as my client directs, I will always tell you if I think that you are making a mistake. Bankruptcy is about a "fresh start". If you do not make changes in what you are doing, you will be doing what you are doing now in the future. There is no shame in bankruptcy or other steps that you may take to start your life over. Too often, people worry more about things than about themselves, their family or their future.
This entry was posted in Broke Emotionally & Financially, Filing Bankruptcy Issues, GENERAL INFORMATION, Making the Decision to do Something and tagged , , , . Bookmark the permalink.


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