I often hear that creditors are harassing someone who comes to see me. You do not have to take such from a creditor. However, what is creditor abuse?
If you do not know your rights, contact an attorney to find out if what the creditor is doing is proper. Remember, a debtor has rights also and one of those rights is to continue to live without being driven crazy by creditors.
It is also important to remember that you do not have to talk to a creditor.