For a long time, what was going on in a Chapter 13 Bankruptcy case was a mystery to the debtor. There was no easy way to see what was going on in your case and sometimes, because the information was so hard to get neither the debtor nor the attorney for the debtor really knew what was going on. That is no longer what happens as the Trustee has set up a way for both your attorney and you to know what is going on.

The Trustees all have made it possible for you to know what is going on in your Chapter 13 Bankruptcy case. You simply have to apply for a log in code for your case. You do this at the login page for your Trustee as follows:

James Wyman, Trustee

Joy Goodwin, Trustee

Keenan Stephenson, Trustee

Gretchen Holland, Trustee

The information provided by the Trustee includes payments received and posted to your account, claims filed by your creditors, how many more months of payments are left on your Chapter 13 Bankruptcy Case and much more information.

You should check your information on the website every month to make sure that your payment was received and properly credited to your account. That is your number one job, make sure your payment was received by the Trustee and credited to your account. If you send the payment and it does not get to the Trustee, it is your fault. If it is improperly posted, it is the fault of the debtor. If you do not check every month to make sure your payment was received and posted, it is your fault when the Trustee tries to dismiss your case.

You, the debtor, are responsible for your future and your success. There is only you and do not blame your attorney, your Trustee or anyone else if a problem occurs.


About Nathan Davis, Esquire

Born in Charleston, South Carolina, Nathan Davis has been practicing law for many years. Mr. Davis has a wide variety of experiences having practiced domestic relations, criminal law, social security law having also practiced collection law in the past. This knowledge is helpful when someone needs to restart their financial life. The practice is now primarily bankruptcy and debtor representation work, but, Mr. Davis continues to also practice real estate law, trusts and estates and a general litigation practice. I believe that the most important part of representation is trying to leave you better off when the case is finished than when you started. Although I will do as my client directs, I will always tell you if I think that you are making a mistake. Bankruptcy is about a "fresh start". If you do not make changes in what you are doing, you will be doing what you are doing now in the future. There is no shame in bankruptcy or other steps that you may take to start your life over. Too often, people worry more about things than about themselves, their family or their future.
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