Category Archives: GENERAL INFORMATION

WHAT HAPPENS IF I DON’T FILE BANKRUPTCY, AM I STUCK WITH THE DEBT?

Posted on April 1, 2013 by Nathan Davis, Esquire

Question: What Happens If I Don’t File Bankruptcy, Am I Stuck with the Debt? Question Detail: My friend and I purchased a timeshare together. Our friendship apart, but he said he would pay the bill but couldn’t because he lost … Continue reading →

Posted in Broke Emotionally & Financially, Filing Bankruptcy Issues, GENERAL INFORMATION, Making the Decision to do Something | Tagged , , , , , | Leave a comment

DOES HIRING A LAWBREAKER TO HELP YOU OBTAIN A LOAN MODIFICATION MAKE SENSE?

Posted on October 23, 2012 by Nathan Davis, Esquire

The Consumer Financial Protection Bureau (CFPB) has filed an action against a law firm regarding it participation in a loan modification program. The allegations are numerous including making promises about the ability of the consumer to obtain relief and provide … Continue reading →

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CAPITAL ONE ADMITS WRONGDOING AND PAYS A LOT OF MONEY

Posted on October 21, 2012 by Nathan Davis, Esquire

Many people are calling for the abolition of the Consumer Financial Protection Bureau (CFPB) which was only recently formed. Why would an agency, charged with the protection of consumers and charged with deterring deceptive practices by lenders be opposed by … Continue reading →

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EXEMPTIONS UNDER SOUTH CAROLINA AND BANKRUPTCY LAW

Posted on August 1, 2012 by Nathan Davis, Esquire

There are many exemptions that exist under South Carolina Law that can be used to protect assets from a creditor and/or Trustee. These exemptions apply whether in a Bankruptcy Case or if a creditor is trying to find assets to … Continue reading →

Posted in Broke Emotionally & Financially, Creditor Seizing of Assets, EXEMPTIONS, GENERAL INFORMATION | Tagged , , , , | Leave a comment

DISCHARGE-BANKRUPTCY-THE DANGER IN NOT USING AN ATTORNEY

Posted on July 23, 2012 by Nathan Davis, Esquire

Bankruptcy does not discharge all debts, but, it discharges many types of debts.  There are actually different discharges that are granted for different types of debts.  If you use a petition preparer or computer form, will you properly plan so … Continue reading →

Posted in Chapter 11, Chapter 13 Bankruptcy, Chapter 7, Discharge, Filing Bankruptcy Issues, GENERAL INFORMATION, Making the Decision to do Something | Tagged , , , | Leave a comment

BANKRUPTCY IS NOT EMBARRASSING-DOING NOTHING IS!

Posted on July 22, 2012 by Nathan Davis, Esquire

I am often told by someone who is considering filing bankruptcy that they are embarrassed. They do not want to let their friends and family know that they are having financial problems. Because most people have not been properly educated … Continue reading →

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