Category Archives: Discharge

CAN I SELL MY HOUSE IF THE LOAN WASN’T REAFFIRMED IN A CHAPTER 7 BANKRUPTCY?

Question: Can I sell my house after the loan wasn’t reaffirmed in a Chapter 7 Bankruptcy? Question : Debtor filed Chapter 7 years ago. In looking to get pre-qualified for a new home loan I find out that my loan … Continue reading

Posted in Chapter 7, Discharge | Tagged , , , , , , , , , | Leave a comment

MORTGAGE PAYMENTS AFTER A CHAPTER 7 DISCHARGE

You filed bankruptcy and the lender is still wanting you to make payments.  If you filed a Chapter 7 bankruptcy, you are no longer liable if you fail to make payments on your mortgage payment. This does not mean that … Continue reading

Posted in Chapter 7, Debt Collectors, Discharge | Tagged , , , , | Leave a comment

WILL MORTGAGE FORGIVENESS HURT MORE THAN IT HELPS?

A settlement has been reached between several of the mortgage companies and the United States Government regarding bad lending practices. As a part of the settlement, the balance owed on certain loans is being forgiven. How can it be bad … Continue reading

Posted in Broke Emotionally & Financially, Discharge, Filing Bankruptcy Issues, Making the Decision to do Something, Taxes | Tagged , , , | Leave a comment

ARE ASSETS LOST WHEN A DEBTOR DIES BEFORE THE DISCHARGE IS OBTAINED

If a bankruptcy is filed and then the debtor dies, can the discharge still be obtained is a question that is asked more than one would think.  A Chapter 7 bankruptcy case can take 5 or 6 months to complete. … Continue reading

Posted in Chapter 13 Bankruptcy, Chapter 7, Discharge | Tagged , , , , | Leave a comment

DISCHARGE-BANKRUPTCY-THE DANGER IN NOT USING AN ATTORNEY

Bankruptcy does not discharge all debts, but, it discharges many types of debts.  There are actually different discharges that are granted for different types of debts.  If you use a petition preparer or computer form, will you properly plan so … Continue reading

Posted in Chapter 11, Chapter 13 Bankruptcy, Chapter 7, Discharge, Filing Bankruptcy Issues, GENERAL INFORMATION, Making the Decision to do Something | Tagged , , , | Leave a comment

BANKRUPTCY AND THE DISCHARGE

BANKRUPTCY AND THE DISCHARGE Filing bankruptcy allows you to obtain what is called the “fresh start.” You only get a fresh start as to certain types of debt. There are certain types of debts that are not discharged in a … Continue reading

Posted in Discharge | Leave a comment