HOW BANKRUPTCY AND DEATH BED REQUESTS NO ONE MAKES ARE SIMILAR PART 2 OF 5 “NOT WORKING ENOUGH”

  • BANKRUPTCY AND DEATH BED REQUEST ARE RELATED, BUT HOW?

The decisions that you make about filing bankruptcy, what property to keep and how your life is going to look in the future is going to be determined, in part, by what you are decide to do and what property you decide to try and keep when you file bankruptcy.

  • ARE YOU WORRIED ABOUT WHAT OTHERS MAY SAY?

Yes, of course, you are worried about what others may say if you file bankruptcy, give up your home or your car or quit the job you hate or decide to open an ice cream shop instead of going to work at a “REGULAR JOB”.

  • WHAT IF YOUR DOCTOR HAS TOLD YOU THAT YOU HAVE SIX MONTHS TO LIVE?  DO YOU STILL CARE WHAT OTHERS WILL SAY?

I am always concerned about persons who are worried about what they may lose in a bankruptcy. I hold long meetings with prospective clients over whether it is really worth it to try and keep something. Before you worry about what you are going to lose or keep, ask yourself the following question as if you have just been told by your Doctor that you have six months to live and there is nothing that you can do to live one minute, day or month longer.

QUESTION NUMBER 2 DID YOU NOT WORK ENOUGH?

ARE YOU GLAD THAT YOU DID NOT TAKE OFF FROM WORK TO TAKE YOUR CHILDREN AND FAMILY ON A VACATION? DID YOU PUT IN ENOUGH HOURS IN YOUR JOB AND MAKE YOUR BOSS HAPPY?

I am going to be really surprised if your answer is yes. Maybe your are one of the lucky ones and the work that you did was fulfilling, you made the world a better place, maybe there will be park named after you when you are gone and not because your estate gave a bunch of money to establish the park.
Was making the payment to keep something all the extra hours you are working and not being with your friends and family?
Was making the payment not worth being with your spouse and children? The extra hours you worked so that you never had the chance to fly a kite with a child, laugh with friends and family or even just sit on a beach and what the waves come in and go out.

  • ARE YOU GOING TO SAY I AM SO GLAD THAT I DID NOT DO THE THINGS I WOULD HAVE LIKED TO DO, BUT, I WORKED EXTRA HOURS TO PAY FOR SOMETHING?

The rest of your life begins now.   What you decide to do is going to affect you for the rest of your life.   The minutes, days, hours, weeks, months or years spent keeping or giving up property cannot be recovered.

What are you going to do with your life and your future?  I am pretty sure you only get one life and one future.

About Nathan Davis, Esquire

Born in Charleston, South Carolina, Nathan Davis has been practicing law for many years. Mr. Davis has a wide variety of experiences having practiced domestic relations, criminal law, social security law having also practiced collection law in the past. This knowledge is helpful when someone needs to restart their financial life. The practice is now primarily bankruptcy and debtor representation work, but, Mr. Davis continues to also practice real estate law, trusts and estates and a general litigation practice. I believe that the most important part of representation is trying to leave you better off when the case is finished than when you started. Although I will do as my client directs, I will always tell you if I think that you are making a mistake. Bankruptcy is about a "fresh start". If you do not make changes in what you are doing, you will be doing what you are doing now in the future. There is no shame in bankruptcy or other steps that you may take to start your life over. Too often, people worry more about things than about themselves, their family or their future.
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