Monthly Archives: April 2011

BANKRUPTCY AND THE DISCHARGE

BANKRUPTCY AND THE DISCHARGE Filing bankruptcy allows you to obtain what is called the “fresh start.” You only get a fresh start as to certain types of debt. There are certain types of debts that are not discharged in a … Continue reading

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BANKRUTPCY LAW VERSUS STREET LAW

BANKRUTPCY LAW VERSUS STREET LAW I am often amazed by how much people know about bankruptcy law. I am also amazed at how much people do not know about bankruptcy law. What happens is that well meaning people will tell … Continue reading

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DEBT CONSOLIDATION VERSUS BANKRUPTCY

DEBT CONSOLIDATION VERSUS BANKRUPTCY I am often asked, why not do a debt consolidation rather than a bankruptcy. The fact is that sometimes, a debt consolidation is better than bankruptcy. The first step in making that decision is to either … Continue reading

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BORROWING TO STAY OUT OF BANKRUPTCY

BORROWING TO STAY OUT OF BANKRUPTCY I am often asked about borrowing money to pay off other creditors. My response is always the same, you cannot borrow your way out of debt. If you are having financial problems, it may … Continue reading

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CREDITOR HARRASMENT

I often hear that creditors are harassing someone who comes to see me.   You do not have to take such from a creditor.  However, what is creditor abuse? If you do not know your rights, contact an attorney to … Continue reading

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MAY I SELL MY PROPERTY WHILE I AM IN BANKRUPTCY?

MAY I SELL MY PROPERTY WHILE I AM IN BANKRUPTCY? First, we must determine what is property?  Property is anything that a debtor owns whether real, personal or of whatever kind and nature.  Everything is property, not just houses and … Continue reading

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