CAN BANKRUPTCY SAVE ANOTHER PART OF AMERICANA?

The culture of America was developed and put together from so many pieces and parts. The Pilgrims, the bravery necessary to settle the violent New World, to fight battles such as the Alamo or even the Civil War itself. Whenever I think of what makes our country great, I think it is because of all the little bits and pieces that together are makes us Americans. Even today, we add new and exciting pieces to what makes this country great. I worry if we are losing to many of the pieces that helped mold America into what it is today. Having grown up in Charleston, South Carolina, we were told that in the event of a nuclear war, Charleston would be a prime target. We did the drills and put a book over our head in school as if we had any chance to survive a nuclear bomb. We learned that we must laugh at this, because, the other choice was unacceptable as it would mean living in fear.

As a young boy, I have memories of the Lowcountry of South Carolina, going to football games against Summer ville and Berkeley. If you think back to the so called simpler times, you remember, Red Ryder Wagons, BB Guns, Duncan Yo-Yos, Hostess cupcakes, Twinkies and Wonder bread. A part of our heritage is at risk as Hostess Brands which makes cupcakes, Wonderbread and Twinkies is in trouble. Hostess brands has filed for protection under Chapter 11 of the United States Bankruptcy Code. Through mismanagement or bad luck, we may soon lose this part of Americana. Can the Bankruptcy Court save this part of our heritage?

Time and again, the Bankruptcy Courts have been called upon to save corporations that would not survive without the Bankruptcy Code. General Motors has recently been saved by using the Bankruptcy Code to restructure itself and terminate contracts that it perhaps should not have entered into in the first place. I cannot imagine a United States that will not have GM trucks, Chevrolet or Cadillac cars. Fortunately, the Bankruptcy Courts were able to fix General Motors and it recently announced huge profits.

  • CAN THE BANKRUPTCY CODE SAVE HOSTESS BRANDS? ARE WE ASKING TOO MUCH OF THE BANKRUPTCY COURT TO SAVE ANOTHER PART OF AMERICANA FOR OUR CHILDREN AND GRANDCHILDREN?

I am more concerned about Hostess Brands survival because it has given the required, WARN act notices. What this means is that the situation is serious. Most of the time, when a big corporation files a Chapter 11 bankruptcy case, it has a plan as to how it will restructure itself. Financing to restructure the business is already in place. Hostess Brands is telling all of its employees, over 14,000 of them, that it has no plan. It is advising them that that it may have to lay them all off and the business close.

  • WHY DO I CARE IF THIS COMPANY CEASES TO DO BUSINESS?
  • I AM PRETTY SURE I CAN SURVIVE IF I NEVER EAT ANOTHER TWINKIE OR CUPCAKE, BUT, WILL AMERICA SURVIVE WITH THE LOSS OF THIS ICON?

I remember getting a package of Hostess cupcakes or Twinkies. When you got a package, you just knew that this was going to be a special time. These were and are such a great treat. If you look at the way they are packaged, there are two of them. You quickly learned that as good as these were, they always tasted better if you shared them with a friend. Sure you knew you could eat both, but, there was something about sharing them that made them taste even more special.

A LESSON TAUGHT AND LEARNED

If you shared them with someone, both you and that other person felt just a little better. The world was just a little nicer. Twinkies and Hostess Cupcakes taught generations that you could get a special feeling when you shared. On a hot, summer day, with no air conditioning, the famed humidity of the Lowcountry of South Carolina causing you to sweat when you were just sitting there, sharing made life more enjoyable. Learning that sharing and helping others made you feel better about yourself caused generations to want to help others. How will new generations learn this important lesson?

If you want to teach that sharing is good, go buy a package of Twinkies or Hostess cupcakes. Then find that person who least expects it and offer to share with them your delectable taste sensation. The smile on their face will warm your heart and, oftentimes, want you to create that smile on the face of others.

Once you learn the lesson of sharing from a cupcake, it becomes much easier to share other things with those who do not have what you have. You find out you can recreate, over and over, that smile, that happiness in others. The funny part is that when you share, you get more in return than you ever gave.

Let’s hope that Hostess cupcakes and Twinkies stay around so that others may learn the lessons they teach.

If you have questions about how to address your financial condition, contact me by calling 843.571.4042 or e-mailing me at Nathan@davislawsc.com. Let’s start making a new history for you and your loved ones.

Posted in GENERAL INFORMATION, Making the Decision to do Something | Tagged | Leave a comment

HOW BANKRUPTCY AND DEATH BED REQUESTS NO ONE MAKES ARE SIMILAR PART 5 OF 5 “ARE YOU TOO HAPPY?”

BANKRUPTCY AND DEATH BED REQUESTS ARE RELATED, BUT HOW?

The decisions that you make about filing bankruptcy, what property to keep and how your life is going to look in the future is going to be determined, in part, by what you are decide to do and what property you decide to try and keep when you file bankruptcy.

ARE YOU WORRIED ABOUT WHAT OTHERS MAY SAY?

Yes, of course, you are worried about what others may say if you file bankruptcy, give up your home or your car or quit the job you hate or decide to open an ice cream shop instead of going to work at a “REGULAR JOB”.

WHAT IF YOUR DOCTOR HAS TOLD YOU THAT YOU HAVE SIX MONTHS TO LIVE?  DO YOU STILL CARE WHAT OTHERS WILL SAY?

I am always concerned about persons who are worried about what they may lose in a bankruptcy. I hold long meetings with prospective clients over whether it is really worth it to try and keep something. Before you worry about what you are going to lose or keep, ask yourself the following question as if you have just been told by your Doctor that you have six months to live and there is nothing that you can do to live one minute, day or month longer.

QUESTION NUMBER 5   ” ARE YOU TOO HAPPY?”

WHAT ARE YOU WANTING TO KEEP THAT WILL MAKE YOU HAPPY?

ARE YOU HAPPY AT THIS MINUTE?

WERE YOU HAPPY BEFORE THE FINANCIAL PROBLEMS BEGAN?

DID YOU ENJOY THE LIFE YOU HAD OR WERE YOU ALREADY STRUGGLING TO MAKE ENDS MEET?

CAN A HOUSE MAKE YOU LAUGH?

CAN A CAR MAKE YOU AT LEAST SMILE?

WHEN WAS THE LAST TIME YOU WERE TRULY HAPPY?

THE JOB YOU HAVE THAT MAY ALLOW YOU TO KEEP SOMETHING, DOES IT MAKE YOU HAPPY?

SO HAPPY WITH YOUR JOB THAT ALL YOU CAN TALK ABOUT IS RETIRING?

IS HAPPINESS A RIGHT OR SOMETHING YOU ONLY HOPE FOR?

DO YOU REALLY WANT TO KEEP DOING THE JOB YOU ARE DOING NOW FOR THE REST OF YOUR LIFE?

Many couples are planning on having a wonderful and happy retirement. Over and over one of them dies either just before or just after the retirement day comes so they can get out from under the hated job. Dementia, Alzheimer, cancer, car wrecks, heart attacks, strokes and so many other things take away the chance to have happiness after retirement.
You keep the job you hate so you can save the house, the car or whatever you think is important now planning to be happy in the future. What happens if the future never comes or events intervene which cause the dreams, plans to never come true?
On your deathbed, will you say that I am satisfied that I kept whatever even though I was never truly happy?
I am going to be really surprised if your answer is yes. In fact, if you say your answer is yes, I will bet that you are either lying or simply insane. Happiness is not laughing all the time, but, it is having that warm feeling. In order to be happy, you have to do the following:

MY RECIPE FOR BEING HAPPY IS AS FOLLOWS:

1. FOLLOW YOUR DREAMS

Follow YOUR dreams, not your parents dreams, society’s dreams for you or even the dreams of your spouse or significant other. People that love you want you to be happy and the only way you can be happy is to follow YOUR dreams.

2. WORK IN MODERATION AT WHATEVER YOU LOVE TO DO

Sometimes it is hard to stop working when you love what you are doing. If you have a job and you hate it, leave your job. It takes courage to leave a job you hate, but, the choice is yours. Even if you are lucky enough to love your job, you must stop long enough to nurture and be nurtured by friends, family, your church and your community.

3. SAY WHAT YOU THINK WITHOUT FEAR OF WHO MAY HEAR YOU

Say to you family, whether a spouse, a child or even a cousin that you love them. Tell people what you feel and believe in. When you tell someone, however, do it with love. Understand and make it clear to all that you are not trying to convince anyone that you are right and the person hearing you is wrong. It is fine to not agree with someone else. Do not, however, hide your opinions so that others think that you have no opinions.

Learn to say what you think without speaking. If you must tell people that you are a good spouse, parent, Christian, Elk, Sertoman, Moose, Hindu, Muslim or atheist, then you probably are not actually what you claim to be.   If a man tells you to trust him, run away.  Honest people want everything in writing so there is no disagreement later over what the agreement actually contained.

Actions are much more important than what you say. If you are beating someone to a pulp with your fists, no one will believe that you are not a violent person.  If you appear to be sleeping, no one will believe that you are really listening.

SAY WHAT YOU THINK BY BOTH YOUR WORDS AND YOUR ACTIONS

4. HOLD YOUR FRIENDS CLOSE TO YOU AND TAKE THE TIME TO NURTURE YOUR FRIENDSHIPS SO THEY GROW AND BECOME STRONGER

Friendships and flowers must both be treated and cared for.  Friendships and flowers are growing-living things. If you do not water and feed the flowers, they will die. If you do not nurture your friendships by sharing laughter, sharing your thoughts, by making sure that your are there when your friends need you, that you let your friends support you when you are down or having problems and sharing your dreams and fears with each other then you will not have a friendship for very long.

BEING A FRIEND IS HARD WORK AND YOU MUST BE WILLING TO DO THAT WORK.  FRIENDS WILL FRUSTRATE YOU, CAUSE YOU TO GET MAD, CONFUSE YOU AND MAKE YOU ANGRY AT TIMES.   WILL YOU TAKE THE TIME AND ENERGY TO HAVE FRIENDS.

5. DO NOT SETTLE FOR NOT BEING HAPPY

Being happy is hard work, not something you should just expect to happen.
You must work at being happy. Do not be afraid to be happy. Reach out and fight to be happy. Do not allow anyone to keep you from being happy or make you unhappy. I am not saying that life is easy or that you can fall into happiness.  Reading a good book can make you happy.  Talking to someone and finding out fascinating things about other people will make you happy.   Sharing hope with others will make you happy.   People confuse happiness with many other things.  You cannot buy happiness, hold happiness, taste happiness or even smell happiness.   People then try to find happiness in a bottle, be it alcohol or drugs. People search for happiness by  jumping from relationship to relationship, but, happiness is something that is inside you. No one can put happiness in you nor can anyone take happiness out of you.

You are responsible for your own happiness. The blame or responsibility for happiness is yours and yours alone.


ARE YOU GOING TO SAY I AM SO GLAD THAT I DID NOT HAVE HAPPINESS?

ARE YOU GOING TO ASK ON YOUR DEATHBED THAT YOU NOT HAVE HAPPINESS BROUGHT TO YOU BECAUSE YOU NEVER HAD IT BEFORE?

WILL YOU BE REMEMBERED AS A HAPPY PERSON?

The rest of your life begins now.   What you decide to do is going to affect you for the rest of your life.   The minutes, days, hours, weeks, months or years once they go past you cannot be gotten back.
What are you going to do with your life and your future?  I am pretty sure you only get one life and one future.

P.S.  (Let me know if you figure out how to get more than one life.)

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HOW BANKRUPTCY AND DEATH BED REQUESTS NO ONE MAKES ARE SIMILAR PART 4 OF 5 ” TOO MANY FRIENDS”

  • BANKRUPTCY AND DEATH BED REQUESTS ARE RELATED, BUT HOW?

The decisions that you make about filing bankruptcy, what property to keep and how your life is going to look in the future is going to be determined, in part, by what you are decide to do and what property you decide to try and keep when you file bankruptcy.

  • ARE YOU WORRIED ABOUT WHAT OTHERS MAY SAY?

Yes, of course, you are worried about what others may say if you file bankruptcy, give up your home or your car or quit the job you hate or decide to open an ice cream shop instead of going to work at a “REGULAR JOB”.

  • WHAT IF YOUR DOCTOR HAS TOLD YOU THAT YOU HAVE SIX MONTHS TO LIVE?  DO YOU STILL CARE WHAT OTHERS WILL SAY?

I am always concerned about persons who are worried about what they may lose in a bankruptcy. I hold long meetings with prospective clients over whether it is really worth it to try and keep something. Before you worry about what you are going to lose or keep, ask yourself the following question as if you have just been told by your Doctor that you have six months to live and there is nothing that you can do to live one minute, day or month longer.

  • QUESTION NUMBER 4 DID YOU HAVE TOO MANY FRIENDS?

ARE YOU GLAD THAT YOU DID NOT TAKE THE TIME TO CULTIVATE FRIENDSHIPS? WAS IT REALLY NECESSARY TO WORK ALL THOSE EXTRA HOURS SO YOU COULD KEEP SOME PROPERTY AND NOT HAVE FRIENDS? IF YOU CAN SOMEHOW SEE PEOPLE AT YOUR FUNERAL, WILL ANYONE COME? WAS THE REASON YOU AND YOUR FRIEND STOPPED BEING FRIENDS REALLY SO IMPORTANT THAT YOU COULD NOT FORGIVE AND FORGET?

I am going to be really surprised if your answer is yes. Maybe your are one of the lucky ones and you just naturally make new friends all the time. Being a friend is work and you have to be around to do the work. You have to listen to your friend’s stories, many of which you heard before. You have to be there to console your friend when times are tough for your friend. You have to be there to celebrate the good times, help your friend through the bad times and just be there.
You have to do things that add value to your life so that someone wants to be with you and be your friend. If all you do is work and sleep, what can you add to someone’s life so that they want to be your friend. If you do not do interesting things, then how can you be interesting to other people. Why would they want to be friends with you?
Have you gotten into groups that have interests that are similar to yours or are you so busy with other things that you say you do not have time to participate and develop friendships. Was keeping some property or things worth not having friendships that meant something to you?
Do you really think that what you think and who your friends are does not matter? Friends make your life better and you make your friends lives better.

ARE YOU GOING TO SAY I AM SO GLAD THAT I DID NOT HAVE FRIENDS?

ARE YOU GOING TO SAY THAT MY FRIENDS AND I NEVER TALKED ABOUT WHAT I BELIEVED IN AND WHAT THEY BELIEVED IN?

ARE YOU GOING TO SAY MY FRIENDS AND I NEVER DISCUSSED HOW TO MAKE THE WORLD A BETTER PLACE?

ARE YOU GOING TO SAY THAT YOU AND YOUR FRIENDS NEVER TALKED ABOUT HOW TO MAKE THE WORLD A BETTER PLACE?

ARE YOU GOING TO SAY THAT YOU AND YOUR FRIENDS NEVER MADE THE WORLD A BETTER PLACE THROUGH LAUGHTER, THROUGH SHARING SOME CORNY JOKE, THROUGH BEING THERE FOR EACH OTHER WHEN IT COUNTED?

WAS THE THE WORLD A BETTER PLACE BECAUSE YOU AND YOUR FRIENDS CARED FOR EACH OTHER AND MADE THE WORLD A BETTER PLACE?

WILL YOU HAVE FRIENDS WHO WILL FONDLY REMEMBER YOU?

WILL YOUR FRIENDS REMEMBER THAT YOU WERE EVER HERE AND TELL TALES AND RECOUNT FOND MEMORIES OF YOU?

WILL IT BE WRITTEN ON YOUR TOMBSTONE, THE DECEASED WORKED ALL THE TIME, ALL OF HIS LIFE, NEVER HAD TIME FOR FRIENDS, NEVER TRIED TO MAKE THE WORLD A BETTER PLACE AND WE TRIED TO FIND SOMEONE WHO ACTUALLY MISSED HIM WHEN DIED AND WE ARE STILL LOOKING?

WILL YOUR FAMILY HAVE TO HIRE A PROFESSIONAL SPEAKER TO TALK ABOUT YOUR LIFE BECAUSE NO FRIEND EXISTS TO TALK ABOUT HOW MUCH YOU MEANT TO THIS WORLD?

WILL YOU BE HAPPY ABOUT HOW OTHER PEOPLE DESCRIBE YOUR LIFE?

WILL YOU BE HAPPY WITH THE NUMBER OF FRIENDS YOU HAD OR WISH YOU HAD MORE?

The rest of your life begins now.   What you decide to do is going to affect you for the rest of your life.   The minutes, days, hours, weeks, months or years spent keeping or giving up property cannot be recovered.

Will you be happy with the choices you make now as choices made now will affect you death bed requests?

No one asks that their friends come see them on their death bed if they have no friends.  Will you be asking to see your friends one last time or will you be alone?  Was it worth it?

What are you going to do with your life and your future?  I am pretty sure you only get one life and one future.

Posted in Broke Emotionally & Financially, Filing Bankruptcy Issues, GENERAL INFORMATION, Making the Decision to do Something | Tagged , , , , | Leave a comment

HOW BANKRUPTCY AND DEATH BED REQUESTS NO ONE MAKES ARE SIMILAR PART 3 OF 5 “SAYING WHAT YOU WANTED TO SAY”

  • BANKRUPTCY AND DEATH BED REQUEST ARE RELATED, BUT HOW?

The decisions that you make about filing bankruptcy, what property to keep and how your life is going to look in the future is going to be determined, in part, by what you are decide to do and what property you decide to try and keep when you file bankruptcy.

  • ARE YOU WORRIED ABOUT WHAT OTHERS MAY SAY?

Yes, of course, you are worried about what others may say if you file bankruptcy, give up your home or your car or quit the job you hate or decide to open an ice cream shop instead of going to work at a “REGULAR JOB”.

  • WHAT IF YOUR DOCTOR HAS TOLD YOU THAT YOU HAVE SIX MONTHS TO LIVE?  DO YOU STILL CARE WHAT OTHERS WILL SAY?

I am always concerned about persons who are worried about what they may lose in a bankruptcy. I hold long meetings with prospective clients over whether it is really worth it to try and keep something. Before you worry about what you are going to lose or keep, ask yourself the following question as if you have just been told by your Doctor that you have six months to live and there is nothing that you can do to live one minute, day or month longer.

  • QUESTION NUMBER 3 DID YOU SAY WHAT YOU WANTED TO SAY?

ARE YOU GLAD THAT YOU DID NOT TELL OTHERS THAT YOU LOVED THEM, THAT YOU HAD IDEALS AND BELIEFS, THAT YOU MATTERED OR DID YOU TAKE THE EASY WAY, STAY IN THE BACKGROUND AND NEVER SAY WHAT WAS IMPORTANT TO YOU?

I am going to be really surprised if your answer is yes. Maybe your are one of the lucky ones and you told your friends, family and loved ones how important they were to you. If you knew you died tomorrow, would you want to call anyone and tell them something important?

Did you hold your tongue and not say what you were really thinking at a comment made by some obnoxious no it all? It is not necessary that you got into an argument with the obnoxious know-it-all. Just letting that person know that there are people who do not agree with his opinions might have made you feel better. Could you have made the world a little better just by speaking up?
If your boss is a pain to work for, did you ever try and discuss this with the boss or even with his or her superior? Could you have made work a better place for all of you co-workers?
If you believe in a higher being, did you ever demonstrate that faith outside the church or synagogue so that someone might have been effected by your beliefs? It may be embarrassing to say what you believe, but, do you believe what you say you believe if you are too embarrassed to let someone know what you believe?

ARE YOU GOING TO SAY I AM SO GLAD THAT I NEER SPOKE UP ABOUT THINGS I BELIEVED IN, NEVER TOLD THE ONES I LOVED THAT I LOVED THEM AND TOLD MY FRIENDS HOW MUCH THEY MEANT TO YOU?
WILL ANYONE EVER KNOW ABOUT THE REAL YOU?

The rest of your life begins now.   What you decide to do is going to affect you for the rest of your life.   The minutes, days, hours, weeks, months or years spent keeping or giving up property cannot be recovered.

What are you going to do with your life and your future?  I am pretty sure you only get one life and one future.

Posted in Broke Emotionally & Financially, Filing Bankruptcy Issues, Making the Decision to do Something | Tagged , , , | Leave a comment

HOW BANKRUPTCY AND DEATH BED REQUESTS NO ONE MAKES ARE SIMILAR PART 2 OF 5 “NOT WORKING ENOUGH”

  • BANKRUPTCY AND DEATH BED REQUEST ARE RELATED, BUT HOW?

The decisions that you make about filing bankruptcy, what property to keep and how your life is going to look in the future is going to be determined, in part, by what you are decide to do and what property you decide to try and keep when you file bankruptcy.

  • ARE YOU WORRIED ABOUT WHAT OTHERS MAY SAY?

Yes, of course, you are worried about what others may say if you file bankruptcy, give up your home or your car or quit the job you hate or decide to open an ice cream shop instead of going to work at a “REGULAR JOB”.

  • WHAT IF YOUR DOCTOR HAS TOLD YOU THAT YOU HAVE SIX MONTHS TO LIVE?  DO YOU STILL CARE WHAT OTHERS WILL SAY?

I am always concerned about persons who are worried about what they may lose in a bankruptcy. I hold long meetings with prospective clients over whether it is really worth it to try and keep something. Before you worry about what you are going to lose or keep, ask yourself the following question as if you have just been told by your Doctor that you have six months to live and there is nothing that you can do to live one minute, day or month longer.

QUESTION NUMBER 2 DID YOU NOT WORK ENOUGH?

ARE YOU GLAD THAT YOU DID NOT TAKE OFF FROM WORK TO TAKE YOUR CHILDREN AND FAMILY ON A VACATION? DID YOU PUT IN ENOUGH HOURS IN YOUR JOB AND MAKE YOUR BOSS HAPPY?

I am going to be really surprised if your answer is yes. Maybe your are one of the lucky ones and the work that you did was fulfilling, you made the world a better place, maybe there will be park named after you when you are gone and not because your estate gave a bunch of money to establish the park.
Was making the payment to keep something all the extra hours you are working and not being with your friends and family?
Was making the payment not worth being with your spouse and children? The extra hours you worked so that you never had the chance to fly a kite with a child, laugh with friends and family or even just sit on a beach and what the waves come in and go out.

  • ARE YOU GOING TO SAY I AM SO GLAD THAT I DID NOT DO THE THINGS I WOULD HAVE LIKED TO DO, BUT, I WORKED EXTRA HOURS TO PAY FOR SOMETHING?

The rest of your life begins now.   What you decide to do is going to affect you for the rest of your life.   The minutes, days, hours, weeks, months or years spent keeping or giving up property cannot be recovered.

What are you going to do with your life and your future?  I am pretty sure you only get one life and one future.

Posted in Broke Emotionally & Financially, Filing Bankruptcy Issues, Making the Decision to do Something | Tagged , , , , , | Leave a comment

HOW BANKRUPTCY AND DEATH BED REQUESTS NO ONE MAKES ARE SIMILAR PART 1 OF 5 “NOT FOLLOWING YOUR DREAMS”

  • BANKRUPTCY AND DEATH BED REQUEST ARE RELATED, BUT HOW?

The decisions that you make about filing bankruptcy, what property to keep and how your life is going to look in the future is going to be determined, in part, by what you are decide to do and what property you decide to try and keep when you file bankruptcy.

  • ARE YOU WORRIED ABOUT WHAT OTHERS MAY SAY?

Yes, of course, you are worried about what others may say if you file bankruptcy, give up your home or your car or quit the job you hate or decide to open an ice cream shop instead of going to work at a “REGULAR JOB”.

  • WHAT IF YOUR DOCTOR HAS TOLD YOU THAT YOU HAVE SIX MONTHS TO LIVE?  DO YOU STILL CARE WHAT OTHERS WILL SAY?

I am always concerned about persons who are worried about what they may lose in a bankruptcy. I hold long meetings with prospective clients over whether it is really worth it to try and keep something. Before you worry about what you are going to lose or keep, ask yourself the following question as if you have just been told by your Doctor that you have six months to live and there is nothing that you can do to live one minute, day or month longer.

  • QUESTION NUMBER 1 FOLLOWING YOUR DREAMS
  • ARE YOU GLAD THAT YOU DID NOT FOLLOW YOUR DREAMS AND DO WHAT YOU REALLY WANTED TO DO RATHER THAN TRYING TO KEEP YOUR PROPERTY?

I am going to be really surprised if your answer is yes. Maybe your are one of the lucky ones and everything worked out just as you hoped it would. What happens if it does not? Was making that house payment or keeping that car worth not taking the trip to some place you dreamed of going to only now you will not be able to go?

Was making the payment worth not starting the business that you always dreamed you would start, get the additional education you always wanted so you could pursue the career and your dreams?

Was making the payment not worth showing your wife and children what happiness is really about. Did you teach your family that happiness is caused by being fulfilled, doing what you think is good and important?

  • ARE YOU GOING TO SAY I AM SO GLAD THAT I DID NOT FOLLOW MY DREAMS?
The rest of your life begins now.   What you decide to do is going to affect you for the rest of your life.   The minutes, days, hours, weeks, months or years spent keeping or giving up property cannot be recovered.  
What are you going to do with your life and your future?  I am pretty sure you only get one life and one future.

Posted in Broke Emotionally & Financially, GENERAL INFORMATION, Making the Decision to do Something | Tagged , , , , | Leave a comment